Per-project custody at Wells Fargo — under your own EIN. Equity, construction draws, and reserves earn yield while idle, with every draw released against the schedule and a daily audit trail.
See per-project custody →Prefer to text? Text Jack at 877.679.6879.
Most developers park project capital — equity, construction draws, reserves, retainage — in a plain operating account: 0% yield, no disbursement controls, no audit trail. Reserves sit idle for 4–16 months. Draws stall on paperwork. And nothing ties the money to the project it belongs to.
Equity, draws, and reserves live in a dedicated Wells Fargo sub-account under your own EIN — segregated, never commingled, with its own account and routing number.
Reserves sit for months. On PHOCIS they earn T-Bill-backed yield (≈1.0% APY on idle balances), paid monthly — instead of 0% in an operating account.
Every draw clears against the schedule with an automated 50-state compliance check and a timestamped, export-ready audit trail. $0 platform, wire, or ACH fees.
Wells Fargo institutional custody — the same architecture behind trillions in institutional assets. FDIC + SIPC as noted per product. Held under your own EIN, never pooled. Plus $250K of audit coverage. Boring infrastructure, on purpose.
Drop your details and we'll send the developer overview and follow up — no obligation.
No fees. No minimums. 48-hour onboarding. You don't move a dollar until you're ready.
See per-project custody →Prefer to text? Text Jack at 877.679.6879.