Open with requirements.
Establish the project and the documents required for each draw.
FOR DIRECT & PRIVATE LENDERS
A clear path from
approval to release.
Open the project. Review the draw. Keep the decision and the release record connected.
Explore the pageAutomatic sweep
THE CAPITAL PARTNER
Make the next decision clear.
Review with context.
Inspect the contractor’s submission before recording a draw decision.
Keep the record.
Follow the approved request through the PHOCIS-managed release process.
EXPLORE A DRAW
What needs attention next?
ILLUSTRATIVE WORKFLOW
CONTRACTOR
Complete the package first.
A sample inspection report is missing. The package needs that document before the review can be completed.
- Identify the missing requirement
- Request the document
- Keep approval pending
THE HANDOFF
Approval and custody are distinct.
Capital partner
Approves the draw request.
PHOCIS
Controls funds as neutral third party and manages release.
Contractor
Submits documents and receives funds upon release.
PHOCIS AI · STATE RESEARCH
Explore the research for your state.
Explore the existing PHOCIS research, preserved state by state. Select a state to read its complete profile.
50 STATE PROFILESOriginal research imported 8 October 2026
Research reference, not legal advice.
Original classifications and wording are preserved. Confirm current requirements with the cited authorities and qualified counsel before relying on them. Record-level review dates and official-source URLs were not supplied in the original map; 31 citation strings indicate pending verification.
50 state profiles, plus the original DC fallback
Use the map, the state selector or the list. Arrow keys move through visible map states; Enter opens a profile.
About the imported research and source editions
Both original pages contain 50 state profiles, with 151 ordered content blocks in each edition. The legal/research blocks are shared; the PHOCIS application notes differ between the AI and lender pages. Both editions are retained.
The original data marks all 50 profiles with a “verified” flag, while 31 citation strings say pending or under verification. That original flag is preserved as metadata, not treated here as legal validation. No individual record review dates or official-source hyperlinks were present.
The source page HTTP headers report 11 September 2026 as last modified. That is a page timestamp, not a legal review date. DC uses the original fallback text; no territorial profiles were supplied.
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CONNECT WITH PHOCIS
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THE NEXT STEP
Bring your next project into focus.
See which questions to discuss with PHOCIS before moving forward.