PHOCIS.tech ©

Resources

Guides & breakdowns for replacing escrow.

Everything you need to understand how PHOCIS Tech © replaces legacy escrow with a Wells Fargo–custodied clearing account under your EIN — the yield tiers, the custody model, and how funds clear for direct lenders, contractors, and family offices.

Guide

The Lender’s Guide to Replacing Escrow

The four hidden costs of legacy escrow, what bank-custodied clearing changes, and an evaluation checklist. Free to read.

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One-pager · Lenders

Lender clearing & yield breakdown

Yield tiers on your average float (1.0% → 2.5%), the custody model, and how every loan clears under your EIN. Grab the PDF.

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One-pager · Contractors

Contractor payment breakdown

How draws are funded up front, held in custody, released on the signed lien release, and paid — with zero fees to you.

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One-pager · Family Offices

Family Office stacking & yield breakdown

One custody umbrella, a sub-account per entity, T-Bill yield on idle capital, and zero fees to move — with the APY tiers.

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Coming soon

Send your money as tokens — to any wallet.

Convert custodied cash into USDC and send it to any wallet, any time. Wallet-to-wallet transfers are free; a small fee applies to cash-to-crypto conversion. Join the early-access waitlist.

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